Debts become unpaid when the time limit for their return is over.
This is the downside to the debt system from contracts. A player can easily choose to not pay what is owed to others. If this is the case, the loaner can contact someone from the Game Operator Team in an attempt to regain some of their money.
Loaning out gold is a risky business. If you do so, you accept the consequences if your money is irrecoverable.
Risk of lending Money/Gold
Although this is the best way how to trade money,products and get a loan, there is a risk for the citizens who give the things to others. As many know,that in case if your money/gold aren't returned in time by the player you made the contract, which makes the debts outdated, you can ask for assisstance from our Game Operators, and they will try to Force Pay the debts to you. Remember, e-Sim Staff doesn't guarantee that you will receive the whole amount of money/gold from the contract. Everything depends on what the player did with your money/gold in the time before the debt get outdated.
Suggestions: Take and give debts only for those who do you know or from other players approved that the person to who you are thinking of giving the debt is a honest player. Look at the borrower's profile and check his assets and current debts to estimate the risk